Boomtown

Boomtown

Insurance lifeline: Will the New Mexico Senate help Los Alamos homeowners keep their coverage?

Stephanie Nakhleh's avatar
Stephanie Nakhleh
Mar 05, 2025
∙ Paid
7
1
Share
Story by Stephanie Nakhleh
Photos by Minesh Bacrania
The plume of the Las Conchas Fire seen from North Community in Los Alamos on the afternoon of June 26, 2011.

About a year ago, Los Alamos homeowner “T.P.” was dismayed to learn that her home insurance premium had nearly doubled from the previous year. After a decade with her original insurer and three years with Liberty Mutual, she began shopping for alternatives — only to find many companies wouldn’t insure her Los Alamos home at all.

“I was turned down by several insurers who told me they would not insure our area due to wildfire danger,” T.P. explained. “I would understand this attitude when building a new home in a hazardous area, but my home has been around for 30 years. This should be illegal.”

Boomtown is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.

T.P.’s account was one of several collected by Boomtown through an online form inviting Los Alamos residents to…

Keep reading with a 7-day free trial

Subscribe to Boomtown to keep reading this post and get 7 days of free access to the full post archives.

Already a paid subscriber? Sign in
© 2025 Boomtown Media LLC
Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture